Zero to Financial Hero
Join my journey to financial freedom. Watch videos, download free tools, and take control of your money.
Free Tools to Accelerate Your Financial Goals!
These exclusive tools are designed to give you clarity and confidence on your wealth-building journey.
Pay Estimator
Quickly calculate your net pay after taxes and deductions to understand your true monthly income
Budget Planner
Create a personalised budget to manage your expenses and find powerful new ways to save.
Tracking of Spending
Analyse your spending habits and identify exactly where your money goes each month.
Start Your Financial Journey
Your Path to Financial Confidence
I believe everyone deserves to feel good about their money. Below are two channels where I share my learnings and practical tips on the path to financial clarity. Find the one that’s right for you.
WealthCarePro
For Everyone
A practical look at personal finance, sharing the journey to financial well-being.
- Exploring ways to budget & save
- Making sense of investing
- Documenting my financial journey
Malayali Money Guide
In Malayalam
Simple money talk and ideas for our families and our community.
- Family & household budgeting
- Investing in India & abroad
- Financial topics for our community
Latest From YouTube!
The One Habit That’s Keeping You Poor | WealthcarePro
If I could erase just one spending habit in your life, this would be it.”
In Episode 4 of WealthCarePro, we’re diving into a silent wealth killer that affects millions — …Lifestyle Inflation. You work hard, maybe even got a raise… but still feel broke? This episode explains why.
Discover:
✔️ What lifestyle inflation is
✔️ How it quietly drains your money
✔️ Real-life spending leaks (subscriptions, takeaways, impulse buys)
✔️ 4 simple ways to stop it without feeling deprived
This episode is perfect for anyone who’s ready to stop wondering “Where did all my money go?” — and start taking back control.
📌 Time Stamps:
00:00 – Hook: The invisible habit that keeps you broke
01:16 – What is lifestyle inflation?
02:42 – Real examples of spending leaks
05:40 – Why it happens: social pressure + habits
06:22 – 4 practical solutions to stop lifestyle creep
08:17 – Sneak peek: Fixing your budget in just 15 mins/week
👉 NEXT EPISODE: Budgeting for People Who Hate Budgets (Episode 5)
🔔 Subscribe for more simple, relatable money tips — every week on WealthCarePro.
#LifestyleInflation #LifestyleCreep #MoneyManagement #PersonalFinance #SavingMoney #StopFeelingBroke #SpendingHabits #FinancialLiteracy #MoneyTips #WealthCarePro #SmartSpending #CutExpenses #FinancialFreedom #TakeControlOfYourMoney #BudgetingTipsShow More
The One Habit That’s Keeping You Poor | WealthcarePro
If I could erase just one spending habit in your life, this would be …
If I could erase just one spending habit in your life, this would be it.”
In Episode 4 of WealthCarePro, we’re diving into a silent wealth killer that affects millions — …Lifestyle Inflation. You work hard, maybe even got a raise… but still feel broke? This episode explains why.
Discover:
✔️ What lifestyle inflation is
✔️ How it quietly drains your money
✔️ Real-life spending leaks (subscriptions, takeaways, impulse buys)
✔️ 4 simple ways to stop it without feeling deprived
This episode is perfect for anyone who’s ready to stop wondering “Where did all my money go?” — and start taking back control.
📌 Time Stamps:
00:00 – Hook: The invisible habit that keeps you broke
01:16 – What is lifestyle inflation?
02:42 – Real examples of spending leaks
05:40 – Why it happens: social pressure + habits
06:22 – 4 practical solutions to stop lifestyle creep
08:17 – Sneak peek: Fixing your budget in just 15 mins/week
👉 NEXT EPISODE: Budgeting for People Who Hate Budgets (Episode 5)
🔔 Subscribe for more simple, relatable money tips — every week on WealthCarePro.
#LifestyleInflation #LifestyleCreep #MoneyManagement #PersonalFinance #SavingMoney #StopFeelingBroke #SpendingHabits #FinancialLiteracy #MoneyTips #WealthCarePro #SmartSpending #CutExpenses #FinancialFreedom #TakeControlOfYourMoney #BudgetingTipsShow More
How to Track Your Money Without Going Crazy (For Busy People!) | Episode 3
Are you tired of your money vanishing into thin air? 💸 In Episode 3, …
Are you tired of your money vanishing into thin air? 💸 In Episode 3, we tackle how to track your money effectively, even if you’re incredibly busy and the thought …of complicated spreadsheets makes you want to run! If you want a crystal-clear picture of your finances and to start making smarter money moves without counting every single penny, this video is for you.
Say goodbye to financial overwhelm! We’re all about “Done is better than perfect” when it comes to managing your personal finance. Learn simple, low-friction strategies to understand your spending habits, gain financial awareness, and make your money work for you.
✨ What you’ll learn in this video:
The #1 reason why tracking your money is crucial for financial control.
Our golden rule: Why “Done is better than perfect” is key for busy people.
Method 1: How to use Google Sheets (even their ‘Monthly Budget’ template) in a simplified way for quick weekly money tracking (15-20 minutes a week!).
Method 2: An overview of budgeting apps for tracking on the go, using “Wallet” by BudgetBakers as an example of what to look for.
Actionable tips: Pick one method, schedule it, focus on major categories, and build a sustainable habit without stressing over perfection.
The goal: Awareness, not judgment, to empower your financial decisions.
⏱️ TIMESTAMPS:
(You’ll need to fill these in after editing by noting the actual times)
0:00 – Intro: Is your money doing a magic trick?
1:27- The Golden Rule: Done is Better Than Perfect!
1:57 – Method 1: Super Simple Google Sheets Tracking
3:24- Method 2: Using Budgeting Apps
4:22- Key Takeaways: How to ACTUALLY Start Tracking
5:11- Teaser: What killer pattern will YOU discover? (Coming in the next video!)
🔧 Tools Mentioned:
Google Sheets (Free)
Wallet by BudgetBakers (Example budgeting app – this is not a sponsored mention, always choose tools that work best for you!)
This episode is perfect for anyone looking for beginner-friendly budgeting tips, easy money management techniques, or how to track expenses when you have no time. Stop feeling overwhelmed and start gaining control!
👉 What’s the one spending category you’re most curious about tracking? Let us know in the comments below!
🔔 Subscribe for more simple finance tips and to catch our next episode on spotting those killer spending patterns! https://www.youtube.com/@Wealthcarepro?sub_confirmation=1
👍 Like this video if you found it helpful!
Connect with us (Optional – Add your links here):
Our Website: wealthcarepro.cm
Previous Episode: https://www.youtube.com/watch?v=dSaAy-WZj6k&t=12s
#MoneyTracking #PersonalFinance #BudgetingForBeginners #BusyPeopleFinance #SimpleBudget #GoogleSheetsBudget #BudgetApps #FinancialAwareness #ManageMoney #WealthcareproShow More
The ONLY 4 Steps You Need to Go From Broke to Building Wealth | WealthCarePro Ep. 2
Are you tired of working hard and still feeling broke at the end of …
Are you tired of working hard and still feeling broke at the end of every month? In this episode of WealthCarePro, I’m sharing a simple but powerful 4-step formula to …help you break free from financial stress and finally start building real wealth.
Whether you’re struggling with debt, trying to save more, or just want to get better with money, this practical financial framework is your starting point.
👉 What You’ll Learn in This Episode:
1. The 4 essential steps to build lasting financial stability.
2. How to stop impulse spending and take control of your money.
3. Why tracking your expenses is the foundation of financial freedom.
4. How to start building a savings and investment habit.
5. Why consistency matters more than perfection.
This isn’t about overnight success or get-rich-quick schemes. It’s about real-life money habits that actually work – especially for working-class professionals like you and me.
💡 Want to take action? In Episode 3, I’ll show you exactly how to track your money (without it being a chore).
⸻
🔔 Subscribe and turn on notifications so you don’t miss the rest of the series.
👍 Like, comment, and share this video if it resonated with you – let’s build wealth together!
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#PersonalFinance #WealthCarePro #MoneyManagement #FinancialFreedom #BudgetingTips #WorkingClassWealth #DebtFreeJourney #FinancialLiteracy #BuildWealth #MoneyHabitsShow More
Why You’re STILL Broke (Even Working Crazy Hard!) – My Story | WealthCarePro Ep. 1
Are you working long hours, giving it your all… and still wondering …
Are you working long hours, giving it your all… and still wondering why your bank account doesn’t reflect your effort? 😩 You’re not alone — and it’s not your fault. …Welcome to Episode 1 of WealthCarePro, where we get real about money, mindset, and why so many hardworking people are still struggling financially.
👋 In this episode, I’m sharing my own story — the frustrations, the eye-opening realizations, and the beginning of a journey to financial reset.
We’ll talk about:
• Why hard work alone isn’t enough 💼
• The financial education gap in our school systems 🏫
• The emotional toll of living paycheck to paycheck 💔
• Why it’s never too late to take control 💪
This isn’t financial advice from a millionaire in a suit. This is about real-life experience and learning together — one small, practical step at a time.
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🔔 SUBSCRIBE to follow the series: [Insert Subscribe Link]
▶️ Watch Episode 2 – The 4-Step Financial Reset Plan: [Insert Link]
⸻
💬 Comment below:
Have you ever had that moment of “Where did all my money go?” Tell me your story — we’re building a judgment-free zone here.
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#WealthCarePro #FinancialReset #WorkingClassFinance #BrokeButTrying #PersonalFinanceJourney #MoneyManagement #IrishFinance #PaycheckToPaycheckShow More
How I Started My Financial Journey | WealthCarePro Episode 0
Welcome to WealthCarePro, a personal finance channel made for real …
Welcome to WealthCarePro, a personal finance channel made for real people living real lives. I’m not a financial guru — I’m a healthcare professional who’s worked for over 20 years …and learned the hard way how to manage money, build savings, and grow financial confidence.
In this channel introduction (Episode 0), I’ll share:
• Why I started WealthCarePro
• What to expect from future videos
• How my personal experiences can help you make better money decisions
Whether you’re a nurse, teacher, tradesperson, or just someone trying to make ends meet — this channel is here for you.
👉 Subscribe if you’re ready to start your own financial journey, one step at a time.
🔔 Hit the bell so you don’t miss practical, honest tips for building wealth the smart, steady way.
#PersonalFinance #WealthCarePro #MoneyForWorkingClass #FinancialJourney #RealMoneyTalkShow More
Our Journey So Far
Video Views across all social media
About Me
Jinish
I’m a full-time healthcare professional with 20+ years of experience and a passion for helping working-class people build wealth, one smart step at a time. WealthCarePro is not about perfection — it’s about progress. I started by helping friends, colleagues, and family — now I’m sharing it with the world.
